Are you looking for a better way to compare cheaper Nissan Rogue insurance in San Francisco? Locating low-cost insurance for your Nissan Rogue in California can normally be difficult, but you can learn the following methods to find lower rates. There are more efficient ways to shop for insurance so you’re going to learn the best way to compare rates on a Nissan and find the lowest possible price from both online companies and San Francisco agents.
Finding the cheapest auto insurance coverage in San Francisco is really quite simple as long as you have a good starting point. If you have a current auto insurance policy or just want a better rate, use these techniques to save money and still get good coverage. Smart buyers only need to know the most time-saving way to compare prices instantly.
All the larger insurance companies such as State Farm, Allstate and GEICO allow you to get pricing directly from their websites. The process is easy for anyone as you just enter the coverage amounts you desire into the form. After the form is submitted, the company’s rating system sends out for your credit score and driving record and returns a price quote based on the data you entered.
Quoting online for Nissan Rogue insurance in San Francisco simplifies rate comparisons, and it is imperative to perform this step if you want to get the best rate possible.
If you want to find out how much you can save on insurance, take a look at the companies shown below. If you have a policy now, it’s recommended you duplicate the coverages exactly as shown on your declarations page. This helps ensure you will have rate comparison quotes for the exact same coverage.
The companies shown below can provide price quotes in California. If several companies are displayed, it’s highly recommended you visit as many as you can to get the most competitive price.
Rate information and statistics
The premium information shown below covers detailed analysis of insurance policy prices for Nissan Rogue models. Understanding more about how premiums are calculated is important to be able to make decisions on the best policy to buy.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Rogue S 2WD | $278 | $464 | $500 | $30 | $150 | $1,422 | $119 |
| Rogue S AWD | $278 | $464 | $500 | $30 | $150 | $1,422 | $119 |
| Rogue SL 2WD | $278 | $464 | $500 | $30 | $150 | $1,422 | $119 |
| Rogue SL AWD | $278 | $546 | $500 | $30 | $150 | $1,504 | $125 |
| Get Your Own Custom Quote Go | |||||||
Data based on married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and California minimum liability limits. Discounts applied include safe-driver, multi-policy, multi-vehicle, homeowner, and claim-free. Rate information does not factor in specific location which can affect coverage rates greatly.
Higher deductibles lower rates
One of the most common car insurance questions is how low should you set your deductibles. The figures shown below illustrate the cost difference when you buy lower versus higher deductibles. The first pricing table uses a $250 deductible for comp and collision and the second pricing table uses a $1,000 deductible.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Rogue S 2WD | $342 | $576 | $500 | $30 | $150 | $1,623 | $135 |
| Rogue S AWD | $342 | $576 | $500 | $30 | $150 | $1,623 | $135 |
| Rogue SL 2WD | $342 | $576 | $500 | $30 | $150 | $1,623 | $135 |
| Rogue SL AWD | $342 | $678 | $500 | $30 | $150 | $1,725 | $144 |
| Get Your Own Custom Quote Go | |||||||
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Rogue S 2WD | $210 | $362 | $500 | $30 | $150 | $1,252 | $104 |
| Rogue S AWD | $210 | $362 | $500 | $30 | $150 | $1,252 | $104 |
| Rogue SL 2WD | $210 | $362 | $500 | $30 | $150 | $1,252 | $104 |
| Rogue SL AWD | $210 | $426 | $500 | $30 | $150 | $1,316 | $110 |
| Get Your Own Custom Quote Go | |||||||
Table data represents married male driver age 30, no speeding tickets, no at-fault accidents, and California minimum liability limits. Discounts applied include claim-free, multi-vehicle, multi-policy, safe-driver, and homeowner. Price information does not factor in your specific San Francisco location which can lower or raise prices considerably.
Using the data above, we can ascertain that using a $250 deductible costs about $31 more each month or $372 a year averaged for all Rogue models than buying the higher $1,000 deductible. Since you would have to pay $750 more to file a claim with a $1,000 deductible as compared to a $250 deductible, if you tend to go at least 24 months between claims, you would save money if you decide on a higher deductible.
Are insurance agents of importance?
Many people would rather buy from a licensed agent and we recommend doing that Good insurance agents are trained to spot inefficiencies and give you someone to call. One of the great benefits of price shopping on the web is that you can obtain lower rates but still work with a licensed agent.
After completing this short form, the quote information gets sent to agents in your area that provide free San Francisco auto insurance quotes for your insurance coverage. There is no reason to even leave your home since rate quotes are delivered straight to your inbox. If you need to compare prices from a specific company, don’t hesitate to visit that company’s website and complete a quote there.
Deciding on a insurer is decision based upon more than just a cheap quote. The questions below may impact your decision as well.
- How long have they been in business?
- Will your rates increase after a single accident?
- Are there any discounts for paying up front?
- Do you qualify for any additional discounts?
- Is the agency covered by Errors and Omissions coverage?
If you’re trying to find local San Francisco agents, it’s important to understand the different agency structures that you can select. Insurance agents are either exclusive or independent. Both types of agents can handle insurance, but it is important to understand the difference in the companies they write for because it can factor into the selection process.
Exclusive Insurance Agents
Exclusive agents write business for a single company and examples are Farmers Insurance, State Farm, or Allstate. Exclusive agencies are unable to shop your coverage around so they really need to provide good service. Exclusive insurance agents receive a lot of sales training on their company’s products which helps offset the inability to provide other markets. Drivers often buy from the same agent for years primarily because of the brand legacy and the convenience of having all coverages with one company.
Listed below are exclusive insurance agencies in San Francisco that can give you price quotes.
- State Farm: Debra O’Farrell
870 Market St #440 – San Francisco, CA 94102 – (415) 982-9900 – View Map - Darlene Chow – State Farm Insurance Agent
206 Spear St – San Francisco, CA 94105 – (415) 441-1119 – View Map - Adrienne Ng – State Farm Insurance Agent
425 Market St #2252 – San Francisco, CA 94105 – (415) 292-8088 – View Map
Independent Insurance Agents
Independent insurance agents can sell policies from many different companies so as a result can place your coverage with an assortment of companies and find you the best rates. If you are not satisfied with one company, they simply move the coverage in-house without you having to go to a different agency.
When comparison shopping, it’s recommended you check rates from several independent insurance agents for maximum quote selection. Most independent agents also contract with mutual insurance companies which may provide better rates.
Listed below is a list of independent agencies in San Francisco willing to provide rate quotes.
- Riskguard Insurance Solutions
422 Presidio Ave – San Francisco, CA 94115 – (415) 447-4212 – View Map - Nationwide Insurance: Nathan Douglas Gleason Agency
101 California St #2710 – San Francisco, CA 94111 – (415) 870-6999 – View Map - Blum-Blackfield Insurance Agency
2 Twin Peaks Blvd – San Francisco, CA 94114 – (415) 665-1440 – View Map
Once you have reasonable responses and a low price estimate, you have narrowed it down to an insurance agency that can be relied on to properly insure your vehicles. It’s important to know that policyholders can cancel your coverage when you choose so never assume you are locked into your new company with no way to switch.